Get Started

Apply for Your Loan Today

Fill out the short form below and Michele will be in touch within one business day — no obligation, no pressure.

1

Submit this form

Tell us a little about yourself and what you are looking for. Takes about 2 minutes.

2

Free consultation call

Michele will reach out within one business day to discuss your goals — no pressure, no obligation.

3

Personalized loan review

We will walk through your options, run the numbers, and answer every question you have.

4

Move forward at your pace

When you are ready, we handle the paperwork and guide you through closing, step by step.

Do You Qualify?

Most homeowners 62 or older with sufficient equity qualify. Here are the key requirements for a reverse mortgage.

  • Age 62 or older

    At least one borrower must be 62 years of age or older.

  • Primary residence

    The home must be your primary residence — not a vacation or investment property.

  • Sufficient home equity

    You must own your home outright or have a low remaining mortgage balance.

  • HUD-approved counseling

    A brief session with an independent HUD-approved counselor is required before closing.

  • Property condition

    The home must meet FHA minimum property standards and be well-maintained.

Prefer to talk first?

Call or email Michele directly — no forms required.

How the Process Works

From first contact to closing day, Michele walks with you every step of the way.

By submitting this form you agree to be contacted by In Good Hands Mortgage. NMLS #1989021. No obligation.

Prefer to call or email?

Michele is happy to connect however works best for you.

Call (865) 424-6350

NMLS #1989021 · Company NMLS #376205 · Licensed in 13 states

In Good Hands Mortgage

Your trusted mortgage lending partner. Backed by the strength of Coast 2 Coast Mortgage.

COMPANY

Coast2Coast Mortgage
NMLS #376205

LOAN PROGRAMS

CONTACT US

In Good Hands Mortgage

Loudon, TN 37774 · Serving homeowners in 13 states

(865) 424-6350Find us on Googlemichele@ingoodhandsmortgage.com
Mon–Fri 9:00 AM–5:00 PM
Sun 9:00–11:00 AM · Sat closed

Loudon, TN 37774 — Licensed in 13 States

NMLS #1989021

Serving clients since 2020

FOLLOW US

DISCLAIMER

Michele L. Albohn, Certified Mortgage Advisor, NMLS #1989021. In Good Hands Mortgage powered by Coast2Coast Mortgage, Company NMLS #376205. Equal Housing Opportunity. This website is for informational purposes only and is not an offer to lend or a commitment to lend. All loans are subject to credit approval, underwriting guidelines and program availability; rates, terms and conditions may change without notice. Reverse mortgage borrowers must be 62 or older, occupy the home as their primary residence, and remain responsible for property taxes, homeowners insurance, HOA dues and home maintenance; failure to meet these obligations may result in the loan becoming due and payable. These materials are not from, nor approved by, HUD, FHA or any government agency. Licensed in AL, AZ, CA, CO, CT, FL, IL, IN, KY, MI, OK, PA and TN. Verify licensing at www.nmlsconsumeraccess.org.

© 2026 | Terms & Conditions

EHL
Equal Housing Lender