SENIOR RESOURCES
Resources for Homeowners 62 & Older
Helpful guides, tools, and links to make informed decisions about your home, retirement, and financial future.
Knowledge Is the Best First Step
Navigating reverse mortgages and retirement planning can feel overwhelming. We've gathered the most trusted resources — from government agencies to consumer guides — so you can research at your own pace and come to us with confidence.
Understanding Reverse Mortgages
HUD: Reverse Mortgages for Seniors
The U.S. Department of Housing and Urban Development's official overview of HECM reverse mortgages, eligibility, and counseling requirements.
Visit HUD.govCFPB: Reverse Mortgage Guide
The Consumer Financial Protection Bureau's plain-language guide to how reverse mortgages work, what to watch out for, and questions to ask your lender.
Visit CFPB.govNational Reverse Mortgage Lenders Association
Industry association providing consumer education, a lender locator, and tools to help seniors understand their options.
Visit NRMLAHUD-Approved Counseling
Find a HUD-Approved Housing Counselor
Federal law requires independent counseling before a HECM reverse mortgage. Use HUD's locator to find a free or low-cost approved counselor near you.
Find a CounselorHECM Counseling Agencies (Phone)
Prefer to speak by phone? HUD maintains a list of national agencies offering telephone counseling for reverse mortgage applicants.
Phone Counseling ListFinancial Planning Tools
Social Security Administration
Estimate your Social Security benefits, understand Medicare enrollment, and manage your retirement income planning.
Visit SSA.govMedicare.gov
Official Medicare resource for comparing plans, understanding coverage, and finding local providers.
Visit Medicare.govBenefits.gov for Seniors
Search federal and state benefit programs available to seniors, including housing assistance, energy assistance, and more.
Visit Benefits.govAging in Place & Home Resources
AARP Home & Family Resources
AARP's comprehensive library of articles on aging in place, home modifications, caregiving, and financial security for seniors.
Visit AARPEldercare Locator
A public service of the U.S. Administration on Aging connecting seniors to local services including housing, transportation, and in-home care.
Find Local ServicesTennessee Commission on Aging & Disability
State-level resources for Tennessee seniors including caregiver support, benefits counseling, and long-term care planning.
Visit TCADCommon Questions About Reverse Mortgages
Still Have Questions?
Michele is happy to walk you through any of these resources or answer your questions directly — no pressure, no obligation.